SBI Health Insurance

This gives a fixed daily allowance for hospitalization and doubles in the case of ICU. Deductibles of 24 hours applies. This rider is available in SBI Health Edge and SBI Arogya Supreme plans.

This rider has a 10% or 20% co-payment on claims. It is available under the SBU Health Edge, SBI Super Health Insurance and SBI Arogy Supreme plans.

It covers medical expenses for the policyholder’s staff. It covers hospitalization, daycare, SYUSH, modern treatments, ambulance and bariatric surgery. It is available under the SBI Health Edge and Super Health plans.

This rider adds extra insurance for accidental hospitalization under the Arogya Supreme and Super Health Insurance.

This rider offers wellness services like fitness coaching, e-consultation, gym membership and premium discount on achieving steps target. This is available with the SBI Health Edge and SBI Super Health Insurance plans.

This rider pays a lump sum for hospitalization of more than 5 consecutive days. It is available with the SBI Health Edge Insurance plan.

This add-on cover pays a lump sum for 60 listed critical illnesses with a 90-day waiting period, for ages between 18 and 45 and is available under the SBI Health Edge Insurance policy.

This increases the sum insured amount by 50% to 200% with no claims in the previous year. It is available with the SBI Health Edge Insurance policy. 

This rider covers maternity expenses including delivery, pre-natal, post-natal, newborn baby’s treatment and assisted reproduction treatment with a 4-year waiting period. This add-on too is available under the SBI Health Edge Insurance policy. 

The rider covers medical opinion from the insurer’s doctors for a diagnosed condition. This is offered with the SBI Health Edge Insurance plan.

This rider pays 100% of the sum insured for up to 25 lakh rupees if the insured is diagnosed with any of the 30 listed critical illnesses. It comes with a 30-day survival period and is offered under the SBI Arogya Supreme policy.

This rider restores the sum insured amount 100% unlimited times for related and unrelated illnesses under SBI Health Edge Insurance.

This rider offers up to a 200% bonus for claim-free years under the SBI Arogya Supreme policy.

This cover rider includes medical treatment costs. It covers fees, diagnostics and pharmacy expenses. It is a part of the SBI Health Edge Insurance plan.

This rider preserves the bonus even if a health claim is filed but it only applies if the previous claim is less than 50,000 rupees. This rider is available under the SBI Arogya Supreme scheme.

This rider covers non-medical expenses paid by health insurance like gloves, cotton, syringes, masks etc. It is a part of the SBI Health Edge Insurance plan.

It covers all the hospital rooms except for the suite and above for policyholders with a sum insured of 5 lakh rupees to 20 lakh rupees. This rider is a part of the SBI Arogya Supreme policy.

This rider requires the policyholder to pay 10,000 rupees or 25,000 rupees at claim settlement. The SBI General Insurance company pays the medical expenses only after the deductible is exhausted. This rider is available under the SBI Arogya Supreme policy.

This rider recharges the sum insured amount by 200% unlimited times in a policy year for raising claims for any illness under the SBI Super Health Insurance policy.

It pays a lump sum for accidental injuries to the insured. This dd-on is available under the SBI Health Edge Insurance plan.

This rider maintains a bonus % after a claim in the previous year if the claim is under 1 lakh rupees. This add-on is available under the SBI Super Health Insurance plan.

This rider pays a lump sum amount if the insured hets hospitalized for vector-borne diseases. This add-on gets activated after 48 hours of hospitalization and is offered under the SBI Health Edge Insurance policy.

This rider requires the policyholder to pay a deductible amount during claim settlement, ranging between 1 lakh and 10 lakh rupees. This add-on is available under the SBI Super Health Insurance plan.

This rider covers treatment outside India for 16 critical illnesses. Diagnose the illness in India first. This is available under the SBI Health Edge policy.