ICICI Lombard Health Insurance

Pays lump sum on the first diagnosis of listed critical illnesses. It is available in various ICICI Lombard insurance plans with a 90-day waiting period.

This rider provides a daily cash allowance during hospitalization. It is available under various ICICI Lombard insurance plans.

It pays the non-medical expenses during hospitalization and is available in the ICICI Lombard Health plans.

It covers pregnancy-related expenses with waiting periods of 9 months, 2 years or 3 years under various ICICI Lombard health insurance plans.

This rider covers the newborn baby’s in-patient hospitalization expenses until 90 days old. It is available under various ICICI Lombard Health Insurance plans.

The Personal Accident rider provides a lump sum payment for accidental death, permanent total disability or permanent partial disability. This rider is available under multiple health insurance plans.

This rider increases the sum insured of the ICICI Lombard health insurance policy at every renewal based on the previous year’s inflation rate. It is available under multiple ICICI Lombard health insurance plans.

The Convalescence Benefit rider is for hospitalization of 10 days or more. It is available in Health Shield 360, Complete Health Insurance, Health Booster and Hospifund Insurance plans.

This rider pays for treatment expenses abroad, including USA and Canada. It is available under the ICICI Lombard Health AdvantEdge, ICICI Lombard iShield and ICICI Lombard Health Shield 360 plans. It may cover ambulance charges and has a waiting period of 2 years for planned hospitalizations.

This rider gives daily allowances for nurse services at home and is available with ICICI Lombard Health plans.

This rider covers travel for immediate family if the insured is hospitalized for more than 5 days. It is available with the ICICI Lombard Health plans.

This rider covers physical doctor consultations, diagnostic & minor procedures, pharmacy, physiotherapy and diet & nutrition e-consultation. It is available under the ICICI Lombard Health AdvantEdge, Health Shield 360 and Complete Health Insurance plans.

It reduces the ICICI health insurance premium if the policyholder agrees to pay a deductible in case of a claim. It is available under the ICICI Lombard Health AdvantEdge, Wyn Health and Golden Shield plans.

It shortens the disease waiting period and covers vaccinations for newborns. This rider is available for Wyn Health, Max Protect, Health AdvantEdge and iShield plans.

The Preventive Health Check-up rider reimburses the cost of availing preventive health check-ups during the policy year. This rider is available under ICICI Lombard Health AdvantEdge and ICICI Lombard Health Shield 360 plans.

This rider increases the health insurance sum insured by 50% annually to up to 200%. It is available in the ICICI Lombard Wyn Health, Health Shield 360 and Complete Health Insurance plans.

The Voluntary Co-payment rider lowers the health insurance premium. It applies when the policyholder bears a fixed percentage of the claim amount on each claim. This rider is applicable for the ICICI Lombard Health AdvantEdge and Complete Health Insurance plans.

This rider reimburses medical expenses on an OPD basis and is available under the ICICI Lombard iShield and Complete Health Insurance plans.

This rider covers transporting the insured’s remains to their residence and is offered by the ICICI Lombard Health Booster and Personal Protect plans.

This rider reimburses the insured’s hospitalization expenses under the ICICI Lombard Personal Care and Personal Protect plans.

This rider is available under the ICICI Lombard Personal Care and Personal Protect plans. It pays an additional amount for permanent total disability caused by an accident.

It pays for ambulance services to take the insured to the hospital and is available under the ICICI Lombard Hospifund Insurance and ICICI Lombard Personal Protect plans.

This rider offers doctor consultations via various methods and is available with the ICICI Lombard iShield and COVID Shield plans.

This rider is to lower the insurance premium by limiting the hospital room rent charges.

This rider pays daily cash for 7 days of office leave hospitalization under the ICICI Lombard Wyn Health plan.

This rider covers infertility and assisted reproduction treatments, including OPD treatment, once in a lifetime. It is available under the ICICI Lombard Wyn Health plan.

This rider increases the inpatient hospitalization coverage by 5% annually up to 100%, regardless of the previous year’s claims. It is available in the ICICI Wyn Health plan.

Policyholders can change their room category with the Room Eligibility rider under the ICICI Lombard Max Protect plan.

It is available with the iShield plan and includes a Domestic Air Ambulance rider for emergencies.

This rider covers medical expenses at home under the ICICI Lombard iShield plan.

This rider removes the 20% mandatory co-payment on all claims and is available under the ICICI Lombard Special Shield plan.

This rider pays daily for the dependent’s hospital stay under the ICICI Lombard Health Shield 360. It activates after the insured’s 3-day hospitalization for up to 10 days.

This rider reduces the mandatory 50% co-payment for all claims under the ICICI Lombard Golden Shield plan.<

It offers the Care Management Plus programme rider which includes healthcare services, consultations, procedures, pharmacy, nursing at home and family updates.

This rider covers treatment expenses for 5 to 7 days in the ICU under the ICICI Lombard Criti Shield Plus plan.

This rider pays a lump sum if the insured is re-diagnosed with a major cancer, after the previous major cancer claim. It is available with the ICICI Lombard Criti Shield Plus plan with a 3-year waiting period.

This rider under the Criti Shield Plus plan pays a lump sum for major surgery.

It pays a weekly lump sum for 10 weeks for the insured’s accidental temporary total disablement under the ICICI Lombard Health Booster plan. 

This rider pays cash for ICU admission under the ICICI Lombard Hospifund Insurance plan.

This benefit pays a daily allowance if the insured is hospitalized due to a specified cancer severity to the Hospifund Insurance holders.

The Hospifund Insurance plan has a Brain & Stroke Hospitalization Cash Benefit rider for daily cash in case of a brain ailment or stroke hospitalization.

The ICICI Hospifund Insurance plan offers the Organ Transplant Hospitalization Cash benefit rider, which provides a daily allowance for insured individuals undergoing organ transplant surgery.<

The Hospifund Insurance offers the Heart Ailment Hospitalization Cash Benefit rider, which pays a daily cash amount if the insured is hospitalized for a heart ailment.

This rider pays a daily allowance for the insured’s fractures or second/third-degree burns under the ICICI Hospifund plan.

This benefit pays daily cash if the insured is in the hospital for daycare. It is available in the Hospifund insurance plan.

The Hospifund insurance plan offers Child Care Cash benefit for the insured’s hospitalization, paying daily allowance for childcare.

This rider pays daily cash when the insured is hospitalized due to injury or illness under the Hospifund insurance plan.

This benefit pays a fixed amount if the insured is hospitalized for at least 3 days and a family member is visiting. It is available with the Hospifund insurance plan. 

The ICICI Personal Protect plan includes this rider for accidents.

This rider provides a fixed amount for education if the insured dies or becomes permanently disabled and is available with the ICICI Lombard Personal Protect plan.