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IFFCO Tokio Health Insurance
Plan Your Family’s Health
Overview of IFFCO Tokio Health Insurance
IFFCO Tokio Health Insurance is a health insurance service provided by IFFCO-Tokio General Insurance Company Limited, which was founded in 2000 as a collaboration between Tokio Marine Group and IFFCO. They offer a range of health insurance plans tailored for individuals and families, with specialized coverage options for mosquito-borne diseases and critical illnesses.
IFFCO-Tkio General Insurance Company boasts a speedy claim disbursal process, completing claims within 24 hours. According to the company’s official website, they have achieved an incurred claim ratio of 95.82% in the current financial year (2023-24).
You can rely on IFFCO Toko health insurance plans to cover your medical expenses during unexpected emergencies. Take a look at the comprehensive health insurance plans offered by IFFCO-Tokio General Insurance Company.
IFFCO Tokio General Insurance Company Limited is a well-known name in India’s general insurance industry. They are highly regarded for their commitment to excellence, as evidenced by the numerous awards they have received. Their dedication is evident in their innovative insurance products and exceptional customer service.
IFFCO Tokio’s commitment to advancement is showcased through their recent notable achievements. Here are some key highlights of their accomplishments.
‘Claims Service Leader for the Year’ & ‘Best Health Insurance Company in Rural Sector’ at the India Insurance Summit & Awards
- BFSI CXO Awards 2024: Mr Durgesh Nandan Pathak (VP-ITGI) received this award at the BFSI CXO Awards 2024.
- CISO Leadership Awards 2024: IFFCO Tokio GIC won the “Best Cyber Security Initiative Award - General Insurance”.
- Elets Healthcare Innovation Award 2024: IFFCO Tokio GIC received this award in the “Healthcare Insurance Company” category.
- Outstanding Female Icon in Healthcare: Ms. Mamta Ahluwalia (VP-ITGI) was awarded at the '13th Elets Healthcare Innovation Summit & Awards 2024.
- CHRO of the Year - Insurance Industry: Mr Ramesh Kumar (Senior ED-ITGI) received this award at the 8th Edition of the CHRO Vision and Innovation Summit & Awards by Transformance.
- Appreciation Award: IFFCO TOKIO General Insurance Company received this award from Honda Cars India Ltd’s Annual Logistics Convention.
- IBEX India 2024 BFSI Technology Awards: IFFCO Tokio GIC received this award for its accomplishments in general insurance.
- CHRO of the Year: Mr Ramesh Kumar (Senior ED-ITGI) won this title at the 7th Insurance Conclave & Awards by Insurance Alertss.
- Asia's Best General Insurance Company (India): IFFCO-Tokio General Insurance Company Ltd. received this accolade at the 5th Asia’s Best & Emerging Insurance Company, Insurtech, Broker, TPA & Web-Aggregator Awards powered by Insurance Alertss.
- CEO of the Year (General Insurance): Mr H.O. Suri (MD & CEO - ITGI) was awarded the 2nd Edition BFSI Leadership Awards 2024 by Krypton.
- Best Digital Awareness Campaign: IFFCO-Tokio General Insurance Company Ltd. won this category at the 2nd Edition BFSI Leadership Awards 2024 by Krypton.
- Elets Insurance Innovation Awards 2023: The company was recognized as the ‘Leader in Digital Transformation Program’.
- Visionary Thought Leader: Mr Ramesh Kumar (Senior ED-ITGI) was honored for his significant contributions at the Elets Insurance Innovation Awards 2023.
- Best Practices in Crop Insurance: IFFCO-Tokio received this award at the 4th ICC Emerging Asia Insurance Conclave & Awards 2023 organized by the Indian Chamber of Commerce.
- CIO Excellence Awards 2023: Mrs Seema Gaur (Sr. Executive Director - IT, IFFCO Tokio General Insurance) was among the leading CIOs honoured.
- Business Transformation Awards 2023: IFFCO Tokio won in the 'Excellence in Digital Execution’ category, organized by TechCircle.
- Active Participation & Best Support in Toyota Protect Program: ITGI was recognized in Malaysia by Toyota Tsusho Insurance Broker India (TTIBI).
- Best EV Insurer Of The Year: IFFCO Tokio was honored at the IndiaEV Awards 2023 by Franchise India.
- Best Chief Human Resource Officer Of The Year Award: Mr Ramesh Kumar (Senior Executive Director) was recognized at the 5th Annual India Insurance Awards 2022 by Insurance Alertss.
- 3rd Annual BFSI Technology Excellence Awards 2022: IFFCO-Tokio General Insurance Company Ltd. received the ‘BEST DIGITAL AWARENESS CAMPAIGN’ award.
- L&D Excellence Award 2022: IFFCO Tokio was honored at the 9th Edition of the Future of Learning and Development Summit and Awards by UBS FORUMS.
- Chief Learning Officer of the Year: Pragati Kakkar (General Manager- Training, IFFCO-Tokio) was recognized at the 9th Edition of the Future of Learning and Development Summit and Awards by UBS FORUMS in 2022.
- IT SECURITY INFLUENCER OF THE YEAR: IFFCO-Tokio General Insurance Company Ltd. received this award at the CISO Summit & Awards 2022.
- Best Good Company Initiative Award 2021: IFFCO-Tokio was honored by Tokio Marine Asia.
- Mahatma Award for CSR Excellence: IFFCO Tokio General Insurance Company Limited received this prestigious award on October 1, 2021.
- BFSI Excellence Award 2022: Mrs. Seema Gaur (Sr. Executive Director - IT, IFFCO Tokio General Insurance) was recognized for her significant contribution to the BFSI Industry at the Elets 6th BFSI CTO Virtual Summit.
- The Great Indian Marketing Awards 2021: IFFCO Tokio won in the 'Social Media Campaign on "No Tobacco Day"' category.
- Best in Future of Digital Innovation Awards 2021: IFFCO Tokio received this award for Crop Claim Monitoring under the IDC Future Enterprise Awards for India.
- Women Vice President of the Year Award: Ms Pushpa Hariharan was honoured by Insurance Alertss.
- Women HR Officer of the Year Award: Ms Mamta Ahluwalia was recognized by Insurance Alertss.
- Women Underwriter of the Year Award: Ms Garima Kripesh received this award from Insurance Alertss.
- Technology Leader of the Year: IFFCO Tokio was recognized in the BFSI Excellence Awards 2021.
- Asia's Best General Insurance Company: The company received this award in the 2nd Asia's Best & Emerging Insurance Company Awards 2021.
- Best General Insurance Company in Claim Management: IFFCO Tokio was honored at the 4th Annual India's Best & Emerging General Insurance Company Awards.
- Asia's Top Most Influential Insurance Leaders Award: Mrs Anamika Roy Rashtrawar was recognized by Insurance Alertss in 2020.
- Business Leader of the Year Award: Mrs. Anamika Roy Rashtrawar received this award from TechCircle Business Transformation Symposium & Awards 2020.
- IT Leader of the Year Award: Mrs. Seema Gaur was honoured by TechCircle Business Transformation Symposium & Awards 2020.
- Women Technology Officer of the Year Award: Mrs Seema Gaur was recognized by Insurance Alertss.
- Women Vice President of the Year Award: Mrs Pallavi Roy was honoured by Insurance Alertss.
- Women General Manager of the Year Award: Mrs Preeti Bali received this award from Insurance Alertss.
- BFSI Digital Innovation Award: IFFCO Tokio was honored by Express Computers, Indian Express Group.
- Digital Insurer of the Year 2019: IFFCO Tokio received this award from the Insurance Asia News Awards for Excellence.
- CIO Hall of Fame: Ms. Seema Gaur was inducted for winning the CIO 100 main award four times in succession.
- P & C Insurer of the Year 2019: IFFCO Tokio was honored by the Insurance Asia News Awards for Excellence.
- 2019 Digital Transformer for India: IFFCO Tokio received this award for 'Omni Experience Innovator for India in the Ecosystem Engagement Category' at the 3rd Annual IDC Digital Transformation Awards.
- Product Innovator of the Year 2018: IFFCO Tokio was recognized for its Bank Locker Protector at the 4th Annual Insurance India Summit and Awards 2019.
- 2019 CSO 100 Awards: Mahesh Shrivastav was honoured at the 3rd Annual CSO 100 Symposium and CSO Online for Information Security Leaders.
- Women in the AI sector: Ms Seema Gaur was recognized by IBM.
- Emerging Asia Business Award: IFFCO Tokio was awarded by ICC, Kolkata, for good practices in crop insurance.
- 2018 Asian Awards for Best Company Initiative: IFFCO Tokio was honored by Tokio Marine Insurance Group.
- Women Achiever of the Year 2018: Ms Anamika Roy Rashtrawar was recognized by Insurance Alertss International Women's Day Confluence.
- Global Leaders Awards: IFFCO Tokio won multiple awards, including:
- Most Admired Company of the Year
- MD of the Year for Mr Warendra Sinha (MD & CEO)
- Enterprise Women of the Year for Ms Anamika Roy Rashtrawar (Full-time director)
- Chief Human Resources Officer (CHRO) of the Year for Mr. Ramesh Kumar (ED, HR, Training, Admin, and CSR)
- Chief Financial Officer of the Year for Mr. Sanjeev Chopra (CFO and ED, Finance)
- Chief Information Officer for Ms Seema Gaur (EVP and Head, IT)
- Future of L&D Summit and Awards: IFFCO Tokio was recognized in the following categories:
- Best Learning Leader of the Year for Mr. Ramesh Kumar (ED, HR, Training, Admin, and CSR)
- Best Learning Strategy of the Year for Ileap
- HR Director of the Year: Mr Ramesh Kumar was honored at the Future of HR Summit & Awards 2018.
- SKOCH Awards: IFFCO Tokio won multiple awards, including:
- SKOCH Order of Merit for BIMA Kendra (Financial Inclusion - Rural Expansion)
- SKOCH Order of Merit for BIMA App (Digital Economy)
- SKOCH Order of Merit for CSR Activities (Financial Inclusion - Livelihood Linkages)
- SKOCH Order of Merit for Quick Claim Settlement (QCS) App
- SKOCH Order of Merit for Cyber Security Protocol
- SKOCH Award for Rural Expansion through Bima Kendra
- Best Health Care Insurance Provider: IFFCO Tokio was honored by NavBharat Group.
- P & C Insurer of the Year Award: IFFCO Tokio received this recognition from the Insurance Asia News Awards.
Choose the Best Health Insurance Plan
that provides all the necessary coverage benefits you need at affordable premiums.
Quick Links
- Overview of IFFCO Tokio Health Insurance
- Similar Insurance Company Plans
- Key Features of the ICICI Health Insurance
- Other Insurance Company Plans
- Contact Details
- IFFCO Tokio Health Insurance Add-On Riders
- What’s Covered and Not Covered
- Claim Process Of IFFCO Tokio Health Insurance
- Documents Required
- Frequently Asked Questions (FAQs)
Similar Insurance Company Plans
Individual And Family Health Insurance Plan
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Health Insurance Premium Calculator
Calculate your health insurance premium within seconds with InvestKraft Health Insurance Premium Calculator.
Key Features of IFFCO Tokio Health Insurance Company
Experience the ease of cashless claims at a wide array of network hospitals, erasing the necessity for out-of-pocket expenses. This streamlined process guarantees swift access to medical care without the burden of immediate payments. Just provide your insurance details and receive the essential treatment.
With an extensive network of over 7,000 hospitals, you are always within reach of top-notch medical care. This expansive network offers a plethora of treatment options, guaranteeing that you can easily locate a suitable facility near your home or wherever your travels take you.
A high claim settlement ratio demonstrates their unwavering commitment to promptly and efficiently honouring valid claims. It mirrors their dedication to ensuring customer satisfaction and reliability, fostering trust with policyholders by consistently delivering crucial financial support when they need it most.
IFFCO Tokio’s team support is available 24/7 to assist you, offering round-the-clock service for any inquiries or emergencies you may have. Whether you require assistance with a claim, policy details or medical emergencies, their dedicated professionals are always ready to help.
With 23 years of experience in the insurance industry, IFFCO Tokio has established a legacy of trust and expertise. Their enduring presence signifies their steadfastness and dedication to delivering comprehensive insurance solutions that adapt to evolving needs and provide the best coverage and services to their customers.
Their 4.8 customer rating reflects client satisfaction and trust, showcasing their dedication to exceptional service and comprehensive coverage for all insurance needs.
As part of your health insurance policy renewal, you can enjoy a free annual health check-up if you have not made any claims. This check-up allows insured individuals to monitor their current health status yearly.
The insured amount can be doubled to provide extra support for medical expenses when someone is diagnosed with a critical illness, depending on the chosen rider.
If someone is diagnosed with a critical illness, the fixed sum insured amount will be paid at the time of diagnosis based on the chosen plan. This financial support can help cover medical expenses and provide peace of mind during a challenging time. Different plans offer varying levels of coverage to suit individual needs.
They provide coverage for AYUSH hospitalization costs, which includes expenses incurred before and after the hospital stay, up to the Sum Insured limit. This coverage ensures that you can access holistic medical treatments and have financial support for related expenses during your recovery process.
The health insurance policy guarantees that once a claim is made, the original sum insured will be replenished by the claim amount. This ensures that the full initial sum insured remains available for the entire duration of the mediclaim policy.
Your health insurance coverage will be extended for the exact duration of your stay abroad if it exceeds 30 days.
They offer a comprehensive range of assistance services, designed to provide support and peace of mind in the face of unexpected challenges. Their offerings include medical consultation and referral, emergency medical evacuation, medical repatriation, transportation to join patients, return of mortal remains, emergency message transmission and emergency cash coordination.
Wellness programmes play a vital role in improving health insurance benefits by emphasizing preventive care and supporting overall well-being. These programmes often offer incentives for healthy habits and lifestyle choices, ultimately leading to reduced healthcare costs and improved employee productivity. In addition, they can also contribute to a positive work culture and increased employee satisfaction.
Other Insurance Company Plans
Individual And Family Health Insurance Plan
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Coverage Benefits
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
Eligibility Criteria
- Extensive network hospitals
- Customizable coverage options
- Wellness programs
IFFCO Tokio Health Insurance Contact Details
Get in Touch with IFFCO Tokio health insurance officials:
Reach Out at: +91-7993407777
Customer Service Hotline: 1800-103-5499- For Crop Insurance Inquiries: Dial 14447
Email Support: support@iffcotokio.co.in
IFFCO Tokio Health Insurance Add-on Riders
It includes various expenses such as room rent, consultations with doctors and surgical procedures. These charges are directly associated with receiving medical treatment during a hospital stay.
This covers both pre and post-hospitalization medical expenses to provide comprehensive coverage and peace of mind for the insured individual.
It provides coverage for a variety of planned day-care treatments, ensuring comprehensive care for the policyholders.
It covers expenses for laboratory tests and X-ray services.
They cover the cost of prescribed medications that are necessary for treatment.
Coverage of AYUSH treatments such as Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy are covered by health insurance policies.
This provides coverage for ambulance expenses incurred during emergencies or in the case of hospitalization.
It provides coverage for various critical illnesses such as cancer, heart disease and stroke. This coverage helps offset the high costs associated with treatments, hospital stays and medications, providing financial support during challenging times.
It covers pre-existing diseases and treatments after a certain period of completion. However, it’s important to note that certain policies may have waiting periods before these benefits can be utilized.
What’s Covered and Not Covered in IFFCO Tokio Health Insurance
IFFCO Tokio Health Insurance Inclusions
- Expenses Before and After Hospitalization
- Room Accommodation Coverage
- Accumulative Bonus
- Tax Advantages under Section 80D
- Ambulance Fees
- Daycare Procedures
- Coverage for Newborns
- Lifetime Renewal Assurance
- Cashless and Reimbursement Options
- Coverage for Alternative Therapies
IFFCO Tokio Health Insurance Exclusions
- Cosmetic or Weight Loss Treatments
- Maternity-related Issues
- Self-Inflicted Injuries
- Injuries from Hazardous Activities
IFFCO Tokio Health Insurance Claim Process
There are two ways to apply for a health insurance claim with IFFCO Tokio Health Insurance company- Cashless Claim and Reimbursement. The procedures for both options are as follows.
Cashless Claim Process
Planned admissions require informing the TPA three days in advance.
Steps to Follow
Emergency admissions require notifying the TPA upon admission.
Steps to Follow
Reimbursement Claim Process
Documents Required to Buy IFFCO Tokio Health Insurance
- No documents required
Documents Required for IFFCO Tokio Health Insurance Claim Process
- A valid identity proof
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