Diwakar Kumar Singh is a senior content writer with 7+ years of experience in finance technology, including stock markets, IPOs, Pre-IPOs, futures and derivatives. At InvestKraft, Diwakar specialises in creating financial content that simplifies complex financial trends and concepts. Diwakar holds a Post-Graduation degree as well as a gold medal in Finance & Economics from IMT, Hyderabad.
Beyond finance, Diwakar is a dedicated fitness enthusiast and the founder of TheFitnessJournal. He also holds a nutrition certification from ISSA, USA, and writes about health, nutrition and science-backed wellness in a simple and approachable style. His ability to excel in two demanding fields makes him a versatile creator committed to clarity, accuracy and meaningful impact.
Peer-to-peer (P2P) lending is a fast-growing alternative investment option in India that allows investors to earn higher returns by lending directly to borrowers through RBI-approved platforms.I...
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If you are planning to start your insurance business or you are already in it, then you must have heard about a POSP agent.In this detailed article, we will cover everything about the POSP agent...
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Microfinance institutions (MFIs) play a pivotal role in promoting financial inclusion in India by providing accessible credit to underserved communities, particularly women and small entrepreneu...
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Foreign Banks or you can say International banks in India, play a very important role in offering world-class financial services, trade finance, investment banking, and global connectivity. In t...
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Private sector banks in India have played a very important role in the country's financial scenario by offering a wide array of banking services with a focus on customer satisfaction, technologi...
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Government banks, also known as Public Sector Banks (PSBs), form the backbone of India’s banking system. With their massive branch networks, digital services, and active role in implementing gov...
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Regional Rural Banks or RRB bank play a vital role in India’s rural and semi-urban financial ecosystem. In this article, we present a list of the top Regional Rural Banks in India and their key...
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Co-operative Banks are an integral part of India’s financial ecosystem, especially for local communities, SMEs, farmers, and urban and rural consumers. They are owned by their members, operate w...
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Payment Banks in India were introduced as part of the financial inclusion strategy by the Reserve Bank of India (RBI) in 2015–16.The idea was simple: create lightweight, tech-driven banks that f...
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Agriculture remains the backbone of India’s economy, employing over half of the country’s population. To support this crucial sector, several banks and financial institutions provide specialised agric...
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Jan 14th 2026
Feb 2nd 2026
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