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Author: Diwakar Kumar Singh

Diwakar Kumar Singh is a senior content writer with 7+ years of experience in finance technology, including stock markets, IPOs, Pre-IPOs, futures and derivatives. At InvestKraft, Diwakar specialises in creating financial content that simplifies complex financial trends and concepts. Diwakar holds a Post-Graduation degree as well as a gold medal in Finance & Economics from IMT, Hyderabad.

 

 

Beyond finance, Diwakar is a dedicated fitness enthusiast and the founder of TheFitnessJournal. He also holds a nutrition certification from ISSA, USA, and writes about health, nutrition and science-backed wellness in a simple and approachable style. His ability to excel in two demanding fields makes him a versatile creator committed to clarity, accuracy and meaningful impact.

 

top-bfsi-trends-india-2025

Top 5 Trends Shaping the BFSI Sector in India in 2025

Dec 13th 2025
Finance

The BFSI sector in India is growing and evolving at an unbelievable rate. In this modern world, where every now and then, a new technology disrupts our lifestyle habits, the Banking, Financial Service...

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Miscellaneous Insurance

Everything About Miscellaneous Insurance and Its Benefits, Costs, Coverage and More

Dec 13th 2025
Business Insurance

Imagine this.You are a retail business owner who has just started your venture. A customer places a huge order, and you ship the goods as promised. But days pass, and the payment never comes. You call...

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RBI-Registered Instant Personal Loan Apps

RBI Approved Loan Apps in India 2026: Best Instant & Safe Loan Apps List

Jan 17th 2026
Loan

 Instant loan apps have completely changed how Indians borrow money. Whether you need ₹1,000 urgently, a ₹5,000 loan on PAN card, or ₹50,000 without salary proof, RBI-approved loan apps in India...

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Loan Schemes with Highest Subsidies

Top Government Loan Subsidy Schemes in India 2026 (Home, MSME & Agriculture)

Jan 7th 2026
Personal Loan

 If you want to maximise your savings on loans with the highest subsidy, then this article is for you. We will discuss in detail various government-backed loan schemes, especially with the higher...

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Scheduled Banks in India

List of Scheduled Banks in India 2026: Meaning, Types & Difference From Non-Scheduled Banks

Jan 7th 2026
Finance

 If you explore details about the banking system in India, then you might come across terms such as “scheduled banks and non-scheduled banks”. In this article, we will explain these two terms in...

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Loan for CIBIL Defaulters

Guide on How to Get Loan with Bad CIBIL Score

Dec 13th 2025
Loan

If you happen to be one of those people who want a loan but got turned down by banks for reasons like a bad CIBIL score, low creditworthiness and other similar reasons? Well, this article is for you,...

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Apply for a Personal Loan with Aadhaar Card

How to Apply for a Personal Loan on Aadhaar Card?

Dec 5th 2025
Personal Loan

Do you know that you can get a personal loan up to INR 2 lakhs? And the only document you need is an Aadhaar Card. Many times we have been asked if they can get a 10000 loan on an Aadhaar Card? And, t...

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Instant Personal Loan Without Cibil Score

How to Get Instant Personal Loan Without CIBIL Score?

Dec 13th 2025
Loan

Getting a personal loan without CIBIL score is now possible, even if you do not have a CIBIL score. With personal loan apps without CIBIL score, like InvestKraft app and alternative credit assessment...

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Personal Loan

Personal Loan Liability and Settlement After Borrower's Death in India

Dec 13th 2025
Loan

Have you ever wondered what happens to a personal loan when the main applicant or the borrower dies? Well, it does not go away for sure and is a real concern for families in India. In this guide, we w...

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Difference Between Bank and NBFC 2026

Difference Between NBFC and Bank in India 2026

Dec 30th 2025
Loan

 In 2026, if we talk about financial services, the first word that comes to your mind will be “bank”. However, in this guide, we will introduce you to financial companies other than banks, known...

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