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Author: Diwakar Kumar Singh

Diwakar Kumar Singh is a senior content writer with 7+ years of experience in finance technology, including stock markets, IPOs, Pre-IPOs, futures and derivatives. At InvestKraft, Diwakar specialises in creating financial content that simplifies complex financial trends and concepts. Diwakar holds a Post-Graduation degree as well as a gold medal in Finance & Economics from IMT, Hyderabad.

 

 

Beyond finance, Diwakar is a dedicated fitness enthusiast and the founder of TheFitnessJournal. He also holds a nutrition certification from ISSA, USA, and writes about health, nutrition and science-backed wellness in a simple and approachable style. His ability to excel in two demanding fields makes him a versatile creator committed to clarity, accuracy and meaningful impact.

 

MSME Guide 2026

Guide on MSME Loans, Schemes & Registration in India 2026

Jan 31st 2026
Business Loan

 Micro, Small, and Medium Enterprises (MSMEs) form the backbone of India's economy, driving innovation, employment, and exports. As of 2026, with ongoing government support and policy updates, MS...

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NBFC vs Bank for Personal Loan in India 2026

NBFC vs Bank for Personal Loan in India: Key Differences, Interest Rates & Which is Better?

Feb 4th 2026
Finance

When it comes to personal finance, choosing between an NBFC (Non-Banking Financial Company) and a traditional bank for a personal loan can make a big difference in terms of speed, cost, and eligibilit...

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Money Earning Website List 2026

20 Best Money Earning Websites Without Investment in India with UPI Withdrawals 2026

Feb 4th 2026
Finance

 Looking to make some extra cash from home in 2026? You're in luck. With the rise of digital gigs, you can daily earn 500 rupees or even daily earn 1000 rupees without investment.Whether you...

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Best Government Schemes in India 2026

Best Government Schemes with High Returns in India 2026

Jan 23rd 2026
Finance

 Investing in government schemes is a smart way to grow your money safely. These plans are backed by the Government of India, so your principal amount is secure, and they offer steady returns wit...

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Union Budget on India 2026

Union Budget 2026: Expectations, Income Tax, Capital Gains & Key Reforms

Jan 29th 2026
Finance

 The Union Budget 2026 is India’s annual fiscal plan for FY2026-27, outlining the government’s revenue and spending priorities. Article 112 of the Constitution defines the Budget as the governmen...

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post-office-monthly-income-scheme-pomis-2026

Post Office Monthly Income Scheme (POMIS) – Interest Rate, Benefits & Calculator 2026

Feb 2nd 2026
Finance

 Want to know a risk-free investment option with a high monthly return? Then we strongly recommend that you read this blog till the end. Let us first understand what POMIS or Post Office Monthly...

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personal-loan-eligibility-based-on-salary

How Much Personal Loan Can I Get? Salary, EMI & Eligibility Calculator Guide

Feb 4th 2026
Personal Loan

 Everybody needs a personal loan at some point. Some people need it for emergencies. Some need it for shopping, travel, or weddings. Others use it to manage monthly expenses. But here is the real...

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instant-personal-loan-for-medical-emergencies

How to Get an Instant Personal Loan for Medical Emergencies in India (Fast Approval)

Jan 9th 2026
Personal Loan

 Medical emergencies never ask for permission. One sudden illness, accident, or complication is enough to shake your finances. At that moment, the biggest worry is not paperwork or interest rates...

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Fintech Companies in India 2026

Top Fintech Companies in India 2026 – Updated List, Services & Insights

Jan 8th 2026
Finance

 With the advent of AI and digital payment methods, India has recently seen a surge in fintech companies and startups. As of 2026, this sector is projected to handle transactions worth trillions...

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best life insurance with maturity benefit

Best Life Insurance Policies with Highest Maturity Amount 2026

Jan 7th 2026
Life Insurance

 This blog is for those who want to get the best out of their life insurance policy, not just protection but meaningful returns too.Life insurance is no longer only about covering risk. In 2026,...

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