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Personal Loan
Get up to ₹10L in 10 mins
Loans, Insurance & Investments
All in One App
-
Get pre-approved instant loan
-
Compare & Buy Best Insurance Plans
-
Exclusive pre-IPO investment opportunities
-
Learn stock market basics in simple way
-
Quick & secure bill payments
4.8 Rating | 10,000+ Happy Users
-
Get pre-approved instant loan
-
Compare & Buy Best Insurance Plans
-
Exclusive pre-IPO investment opportunities
-
Learn stock market basics in simple way
-
Quick & secure bill payments
4.8 Rating | 10,000+ Happy Users
One Platform for All Your Financial Needs
Simple, secure and smart financial solutions all at one place
Why Millions Trust InvestKraft for Financial Solutions
One-Stop Financial Platform
Loans, Insurance, Investments & Bill Payments - All in One App
Compare 70+ NBFC & Insurers
Get the best deals by comparing multiple trusted partners instantly
Trusted by Thousands
Join lakhs of satisfied users who trust us with their finances
Personalized Support
Dedicated experts available to guide you at every step
100% Safe & Secure
Bank-grade security with complete data protection
Easy-to-Use Mobile App
Simple, intuitive app designed for everyone
Fast & Paperless Process
Quick approvals and digital process - No paperwork needed
Zero Cost on Most Services
Transparent pricing with no hidden charges
All-in-One Financial Platform - Trusted by Millions
From loans to investments, we simplify every money moment. Here's how far we've come, thanks to you.
50+ Crore
Loan Disbursed
10+Lakh
Happy Loan Customers
2+Lakh
Active Users
50+
Lakh
Max Loan Amount
See What Our Customers Say About Us!
Mr. Shubham
Delhi"Switched my family health insurance through InvestKraft and the premium came down while the coverage went up. The team explained everything in simple language - really helpful"
Mr. Arpit Kalra
Mumbai“Got my car insurance renewed through InvestKraft in literally 10 minutes, best premium quote compared to what I was paying before. Very smooth process, no back and forth.”
Mrs. Jyoti Bhalla
Delhi“Applied for loan against property for my business and the team was very responsive with documentation guidance. Took a little time but the disbursed amount was exactly what was needed, no surprises.”
Mr. Ishan Paranjape
Kolkata"InvestKraft compared home loan options from multiple lenders and helped me understand the EMI structure clearly, no hidden charges, no confusion. Got a better rate than I expected."
Mr. Shivan
Kolkata"Needed funds quickly for a personal expense and the instant loan process was fairly straightforward, minimal documents and approval came through the same day. Good experience overall"
Mr. Vishu Jain
Kolkata"The advisor took time to understand my family's needs before suggesting a term plan, didn't feel like they were just pushing any random policy. Would have liked faster follow-up but good guidance."
Partnership with RBI-Approved Banks & NBFCs
All over India, we have exclusive tie-ups with 200+ banks and NBFCs
Download InvestKraft App
One app for all your financial needs
- Apply for Personal & Business Loans
- Compare & Buy Health/Motor Insurance
- Invest in Fixed Deposit & Digital Gold
- Pay Bills & Recharge Instantly
Scan QR code to download app
Ready to take control of your finances?
Get a free financial plan tailored to your goals in just 2 minutes.
Free Planner
100% Free | No Hidden Charges | Takes Under 2 Minutes
Need Help? We’re Here for You
Our support team is ready to assist you with loans, insurance, investments and other queries.
Your queries are important to us. We ensure quick and reliable support.
Read Our Latest Blogs
10 Smart Benefits of Personal Loan in India 2026: Interest Rates, EMI & Credit Score Advantages
Personal Loan
2026-05-29 10:16:17
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Home Loan
2026-05-21 05:22:20
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Top 10 Life Insurance Plans in India 2026: Best Term Plans for Maximum Coverage
Life Insurance
2026-03-31 07:48:25
Frequently Asked Questions
Investkraft is a one-stop finance app for
instant loans,
personal
loans,
home loans,
life/term/health
insurance,
business
insurance,
pre-IPO/unlisted
share investments and
bill payments.
Backed by RBI-approved India's top banks and NBFCs like HDFC Bank, ICICI Bank, Bajaj Finserv,
Shriram Finance and more, it gives you quick approvals, competitive rates, and secure digital
services - all in one simple app.
Downloading the Investkraft App is super easy! Just visit the Google Play Store, search
"Investkraft", and click
Install. You can also download the
InvestKraft app
directly from our website. Once installed, sign up in under 2 minutes and unlock instant loans,
insurance, bill
payments and pre-IPO opportunities.
Yes, 100% safe. Investkraft uses bank-grade 256-bit encryption, RBI-compliant partners, and works only with trusted names like HDFC Bank, ICICI Bank, Kotak Mahindra, Axis Bank, Bajaj Finserv, and Shriram Finance. Millions of users trust us for loans and investments with zero data leaks reported. Your money and information are fully secure.
Personal loan
interest rates on Investkraft are very competitive and depend on your credit score. We
offer
some
of the best interest rates in India because of our direct tie-ups with leading banks and NBFCs.
Check your
personalised rate instantly after downloading the app.
Just download the Investkraft App,
complete KYC in 60 seconds, and apply. Most users get instant approval and money in their
account
within 5–30
minutes. No paperwork, no branch visits — fully digital and paperless.
Yes! Investkraft offers home loans at competitive interest
rates through
our partnered banks like HDFC, ICICI,
Axis, and Kotak Mahindra. You can compare multiple offers, check eligibility, and apply
instantly
right from the
app.
You can buy
Life
Insurance,
Term Life
Insurance,
Health
Insurance and
Business
Insurance
from top insurers directly in the app. Get instant quotes, compare plans, and buy coverage in
minutes,
all with a paperless process and quick policy issuance.
Download the Investkraft App → Go
to
Insurance section → Choose Term Life or Health Insurance → Enter basic details → Get instant
quotes
from
multiple insurers → Buy & pay in the app. Policy is issued within minutes in most cases.
You can invest in unlisted shares and pre-IPO opportunities by downloading the Investkraft App
or by
visiting
the UnlistedKraft official website.
The app gives you easy access to vetted pre-IPO and unlisted shares from promising Indian
companies.
Yes! After downloading the Investkraft App you get full access to pre-IPO and unlisted share investment opportunities. It's simple, secure, and you can start investing with as little as ₹10,000 in many cases.
Most personal and instant loans are approved in under 5 minutes and money is disbursed within 30 minutes to 2 hours. Home loans take slightly longer (same-day to 48 hours) because of property verification.
Only basic documents: PAN card, Aadhaar, bank statement, and latest salary slip (for salaried). Everything is digital — just upload via the app. No physical documents required.
Investkraft partners only with RBI-regulated banks and NBFCs (HDFC, ICICI, Bajaj Finserv, etc.). We are fully compliant with all RBI guidelines for digital lending and investment platforms, making us one of the safest new-age finance apps in India.
No hidden charges. All fees, interest rates, and processing charges are shown transparently before you apply or buy. What you see is exactly what you pay — clear and upfront.
Investkraft gives you everything in one app: instant personal loans, home loans, life/term/health/business insurance, bill payments and exclusive pre-IPO/unlisted shares - all at competitive rates with top banks & NBFCs. It's fast, secure, paperless, and built for Indians who want simple, trustworthy finance solutions. Download now and experience the difference!
