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Author: Diwakar Kumar Singh

Diwakar Kumar Singh is a BFSI specialist and finance writer with over 7 years of hands-on experience in financial research, content creation, and analysis.

A Gold Medalist in MBA (Marketing) from IMT, he combines deep analytical skills with practical insights gained from evaluating companies, IPOs, unlisted shares, financial ratios, and investment opportunities. Diwakar has personally analysed hundreds of financial instruments and market scenarios, which he uses to break down complex topics into clear, actionable advice.

He has authored numerous in-depth finance articles, published multiple books internationally, and contributed to research publications. His work focuses on helping everyday investors and readers make better-informed financial decisions through well-researched, evidence-based explanations that are always grounded in real-world application rather than theory alone.


 

 

Diwakar Kumar Singh | Finance Writer & Expert | InvestKraft

Best Fixed Deposit Interest Rates in India 2026

Best Fixed Deposit Interest Rates in India 2026: Compare PSU, Private and Small Finance Banks

Jun 23rd 2026
Finance

 If you have money sitting idle in a savings account earning 2.5%-4% interest, a Fixed Deposit (FD) remains one of the simplest and safest ways to earn better returns without taking exposure to s...

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Which ITR Form Should You File for AY 2026-27

Which ITR Form Should You File for AY 2026-27? A Complete Guide to ITR-1, ITR-2, ITR-3 and ITR-4

Jun 22nd 2026
Finance

 Every year, lakhs of taxpayers in India file the wrong ITR form - and most don't find out until they get a defective return notice from the Income Tax Department. For AY 2026-27, this mistake ca...

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EPFO 3.0 Explained

EPFO 3.0 Digital Upgrade: Features, Benefits, and Its Impact on India's Banking & Financial

Jun 17th 2026
Finance

 In this article, we explore the key features of EPFO 3.0, its benefits, and why it represents a major milestone in India's evolving digital financial infrastructure. What is EPFO 3.0?EPFO 3...

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Benefits of Personal Loan in India 2026

10 Smart Benefits of Personal Loan in India 2026: Interest Rates, EMI & Credit Score Advantages

May 29th 2026
Personal Loan

Your washing machine breaks down the night before Diwali. Your child's school demands a large fee advance. You need to fund a wedding three months before your annual bonus arrives.Life does not wait f...

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Housing Finance Companies (HFCs) in India 2026

How to Choose the Best Housing Finance Company (HFC) for Your Home Loan in India 2026

May 21st 2026
Home Loan

 India's housing finance sector is booming - and in 2026, it has never been more competitive, more digital, or more borrower-friendly.There are over 100 registered housing finance companies in In...

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top life insurance plans 2026

Top 10 Life Insurance Plans in India 2026: Best Term Plans for Maximum Coverage

Mar 31st 2026
Life Insurance

 Life insurance is more than just a policy - it’s a promise to your family that their dreams stay protected even if you’re no longer around.In 2026, with rising living costs, longer life expectan...

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life insurance companies 2026

Top 10 Life Insurance Companies 2026: Best Insurers for Claim Settlement & Reliability

Apr 21st 2026
Life Insurance

 Life insurance is more than a policy - it’s the quiet promise that your family’s future stays safe no matter what. In 2026, with longer lifespans, higher living costs, and more complex family ne...

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Nikhil Kamath

Nikhil Kamath Net Worth & Investments 2026: Zerodha Success Story Explained

Mar 25th 2026
Finance

 Nikhil Kamath is one of India’s youngest self-made billionaires and the co-founder of Zerodha, India’s largest discount brokerage that has democratised stock trading for over 12 million retail i...

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best health insurance plans

Top 10 Health Insurance Plans in India 2026 (Best Mediclaim Policies, Features & Comparison)

Apr 21st 2026
Health Insurance

 In 2026, healthcare costs in India continue to climb due to advanced treatments, inflation, and rising lifestyle diseases. A single hospitalisation can drain savings or force tough financial dec...

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health insurance companies 2026

Top 10 Health Insurance Companies in India 2026 (Best Plans, Claim Ratio & Comparison Guide)

Apr 21st 2026
Health Insurance

 In 2026, selecting the best health insurance company in India has become more critical than ever. With medical inflation continuing at 10-14% annually, the right insurer can mean the difference...

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